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Why You Need a Car Insurance Attorney After an Accident in St. Louis

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Consulting a car insurance attorney in St. Louis after an accident can protect your rights and maximize your compensation. Don’t settle for less.

Being involved in a car accident in St. Louis can be a stressful and overwhelming experience. Consulting a car insurance attorney can significantly benefit you. Here are a few reasons why you should consider speaking with a car insurance attorney after an accident and how doing so can protect your rights and interests.

St. Louis man calling auto accident attorney
The Hoffmann Law Firm, L.L.C.
Excellent
4.9
Based on 94 reviews
review us on
Love my car accident lawyer. This law firm is a step above.
This auto accident law firm is incredible!! Very accomplished lawyers!
Serious family member have a car accident injury? Look no further. This litigator is for real. Always two steps ahead of the other lawyer.
This lawyer handles really big accident cases in St Louis. He is a lawyer, accountant and has his masters in tax so he gets the injury cases for individuals that can never go back to work or individuals own a business and cannot run it due to injury. He specializes in valuations of massive loss. Thank goodness a firm like this exists.
You are a great lawyer! Thank you.
Asked a trauma surgeon who operates on car accident victims who are the best injury lawyers that have taken his deposition. He said “by far” it was Mr Hoffmann. Interviewed several attorneys and this was a correct assessment. In a league of his own!
My aunt was in a major automobile accident. Our family interviewed several lawyers. This one stood out about them all. It was a great choice!
Few lawyers in St. Louis can handle the biggest injury cases! This is one of them!
Response from the owner: Our law firm has made great efforts in terms of training to handle life changing injury cases. Whether in depth knowledge of the medical, loss of income and earning capacity, or lifetime medical care plans, our clients feel confident and know their case is in good hands. Thank you for the compliment.
Cannot say enough about this lawyer. Call if in an accident. This attorney handles the biggest car accidents in St Louis.
Response from the owner: Thanks Ash! Our biggest source of cases is our clients. Our second biggest referral source is defense lawyers telling their relatives to call us. Few lawyers can handle the largest cases. Our law firm welcomes and has trained for this. We don’t do mass production settlement like the lawyers on TV. Our clients can never go back to work. Their cases need massive focus and effort and often long fought litigation.
So glad I called attorney Hoffmann. This time I got it right! So glad I hired the Hoffmann Law Firm - professional, reliable and available.
Response from the owner: Thanks Taylor. Our lawyers answer the phone day, night, weekends and even during lunch. Being professional means training to beat the best defense lawyers. Client rely on us to get results and we do.
Great lawyer. Cares about his clients, knows his stuff and goes the extra mile. I recommend this lawyer for car wreck injury claim. Every other lawyer on TV would not even help with my property claim. This attorney did.
Response from the owner: Thank you for the kind words. Every case starts with a great client. You are correct the car accident lawyers on TV are mass production settlement mills. When injury clients fire them, we get their files and the cases are not worked up at all. Appreciate your confidence in us!
Major car accident injury in St Louis area for a family member. Four different lawyers we know said the same thing - call Chris Hoffmann. On another level.
Response from the owner: This is such a great compliment. Most of our cases come from prior client or lawyers that also do car accidents cases but the particular case is too large or too difficult. Being a lawyer and an accountant, we specialize in cases with total lost of income, earning capacity and/or often the inability to continue a family business. Evaluations such as these are second nature for our lawyers. Thanks.
Best in St Louis for auto accident cases. Nobody else is even close.
Response from the owner: So kind of you to leave this review. Whether our lawyers are going after big insurance or their lawyers, skill and experience are essential and win the day for our auto accident clients. Thanks!
This attorney is very smart, very experienced, returns phone calls and knows the answers when asked. One call and I knew this was a great law firm for auto accidents.
Response from the owner: Our law firm appreciates this. This is a comment we get from so many people who call…”none of the lawyers we called told me all the things that you did.” Whether we take a car accident case or not, helping people is a good thing.
5 Star Lawyer for sure! Best you will find in Saint Louis.
Response from the owner: Thanks for the 5 Star Rating. Reviews like this are great. Injury victims quickly figure out the TV advertisers are not good. We work hard at being the best we can be and it reflects in our representation of car accident victims.
Watch this lawyer in action. Was way better than all the others. Get this lawyer for an automobile accident for sure.
Response from the owner: Thanks for the recommendation. Besides doing cases, our attorneys train for this. Hard work, case knowledge and technique is key to success in car accident litigation.
Very pleased with The Hoffmann Law Firm. Lawyers are attentive, friendly and go the distance to force the settlement you want. The TV lawyers recommend low offers. This law firm gets the maximum.
Response from the owner: We get calls from car accident victims that had to fire the TV lawyers that they hired. They give the same two reasons: 1) they never spoke to a lawyer at the Big TV law firms, only a paralegal, and 2) the paralegal recommended they accept a low offer. At our law firm, you only talk to the lawyer and if an offer is low we tell you to sue. Thanks!
You will love this car accident lawyer.
Response from the owner: You are the best! Thanks for the review. Our attorneys work hard but it all starts with a great client.
Several lawyers said to call this lawyer because he is the best. You will appreciate this law firm. Helped with the injury and property claims. Attentive and knowledgeable. Great reputation in St Louis.
Response from the owner: Thanks Lexi. Our #1 source of cases is other lawyers referring us cases that are too big for them to handle.
Would use this accident law firm. Best in Saint Louis. Highly rated and it shows. After one phone call, you just know this attorney is better. 5 Stars!!
Response from the owner: Thanks for recommending our lawyers in St Louis. There is a major difference in lawyers as you well know.
Great law firm thanks Leah for the referral
Response from the owner: Appreciate you recommending our law firm. Car accident litigation is all we do and specializing allows us to focus.
Car accident lawyers on tv are not good . Get this attorney ! He is a pro !!
Response from the owner: Thanks Nathan. TV lawyers market for car accidents, use paralegals instead of lawyers and give their employees settlement quotas hence forcing cheap settlements. At our law firm, you get a lawyer who keeps pushing forward for more.
A+ attorney. Smart. Helpful. Great for automobile accident cases. Located in saint louis, missouri. Use him!
Response from the owner: Thanks. Car accident cases are difficult without the right attorney and great clients. Much appreciated.
Quality lawyer. Best law firm for a car accident. Advice was way better than other lawyers I called in St. Louis. Helped with property and injury.
Response from the owner: Thanks. The TV lawyer advertisers are just car accident settlement mills. As soon as people call a real attorney, they always tell us how much better and more helpful we were. Appreciate this.
Get this lawyer if you have an automobile accident. Simply the best!
Response from the owner: Thanks Lizzy. Recommendations from other is the best way to find a car accident attorney.
This lawyer is big time. Smooth. The other lawyers on the other side were not nearly as good as this attorney. I recommend friends in St Louis to him for accident injuries and they all say the same thing…”that lawyer is great.”
Response from the owner: Very nice of you to say. Our lawyers work hard on auto accident cases.
Family used this car accident attorney after a crash. Located in St Louis. This lawyer answers the phone and will walk you through the process. Knows his stuff!
Response from the owner: Taking calls, going over the car accident injury and property process is important. Clients that call always say we are the only lawyers that explained everything. Much appreciated.
Tried the lawyers on TV. They were not good. Hired this car accident lawyer instead because he had great reviews. The reviews are correct. This attorney is as good as they get. He does big injury cases that need to be litigated.
Response from the owner: Car accident lawyers on TV do not litigate cases. It is mass production. They have quotas. Local attorneys are best on auto accidents.
Very very good at injury claims for car wrecks. Use this St Louis attorney. Two thumbs up!
Response from the owner: Thanks for the review! All we do is accidents. When you specialize, your knowledge base and practice skills grow. Thanks!
Used this attorney for an auto accident. Highly recommend this lawyer in St. Louis. Communicates well.
Response from the owner: Communicating with clients is essential. Taking the client though the car accident claims process is important otherwise major mistakes can occur. It is an effort that we make. Thanks!
Best for car accidents in St Louis. Use this attorney.
Response from the owner: Thanks. Great clients make for great cases!
This lawyer is great for car accident injury claims. Did an uninsured motorist case. Very good attorney.
Response from the owner: Car accidents can be insured or uninsured. The claims are much different. Thanks for the review.
Great lawyer if you are in an auto accident. I recommend this attorneys office.
Response from the owner: Thanks J. Glad we got your auto accident case completed and that for telling others about our lawyers.
Very good car accident attorney. Did my and my relatives claims and paperwork. Highly recommend.
Response from the owner: Thanks for recommending our law firm on car accident cases.
Fantastic law firm, I would recommend! Received free consultation related to an auto accident when my parked car was damaged by a baseball. Very supportive advice, these guys are good!
Response from the owner: Thank you!
Recommend this attorney for auto accidents.
Response from the owner: Thanks for recommending our attorneys for an automobile accident.
Best St Louis lawyer for car accidents.
Response from the owner: Thanks Tana. Appreciate this!
Great Lawyer!!
Response from the owner: Thank you
I was in a car accident in St.Louis and hired Chris as my lawyer. He was amazing!!! He helped me every step of the way and was able to get me a great settlement!!!Highly, highly, highly recommend him!
Response from the owner: Each step is important in a car accident. Thanks for recommending us for car accidents injury claims.
If you have an auto accident and need an attorney in St Louis, I recommend Mr Hoffmann.
Response from the owner: Appreciate this James and you did great as well. Car accident claims always start with a good client.
Great car accident lawyer. Did a very good job on my injury case. Thanks!
Response from the owner: Thanks. Appreciate the compliment. All we do is car accident litigation.
Very accomplished accident attorney in Saint Louis. 5 stars for sure!
Response from the owner: Thanks
A car accident lawyer I would recommend to anyone.
Response from the owner: Thanks. That is great of you to say about our lawyers.
Great car accident attorney!!
Response from the owner: Thanks
When I had my accident he was very professional, honest and caring to me and my family it wasn't about the money it was about the care, he made sure me and my kids were took care of and I really appreciate it this is a gexcellant law firm also his secretary is the best,so I would like to say thank you chris for everything melinda .
Response from the owner: Thank you
Great car accident lawyer in St. Louis. This is a very good car accident lawyer in St. Lious. Takes phone calls. Listens. Experienced in injury litigation.
Response from the owner: Thanks Maddie. Our law firm brings experience to the table on car accident cases.
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1. Navigating Complex Insurance Policies

Insurance policies are often filled with complex legal jargon that can be difficult to understand. A car insurance attorney can help you in several ways:

  • Explaining policy terms and conditions in plain language
  • Identifying coverage limits and exclusions
  • Ensuring you understand your rights and obligations under the policy
  • Helping you avoid potential pitfalls that could jeopardize your claim

For example, your policy might have a provision for underinsured motorist coverage you weren’t aware of, which could provide additional compensation if the at-fault driver’s insurance is insufficient.

2. Handling Disputed Liability

In many accidents, liability isn’t clear-cut. A car insurance attorney can be invaluable if there’s any dispute about who was at fault for the accident. They can:

  • Gather and preserve crucial evidence, such as traffic camera footage or cell phone records
  • Interview witnesses and obtain sworn statements
  • Work with accident reconstruction experts to build a strong case
  • Negotiate with the other party’s insurance company or attorney

For instance, if both drivers claim they had a green light, your attorney might subpoena traffic light timing records or nearby surveillance footage to prove your version of events.

3. Dealing with Serious Injuries or Fatalities

In cases involving severe injuries or fatalities, the stakes are much higher. A car insurance attorney can help ensure you receive fair compensation for:

  • Current and future medical bills
  • Lost wages and loss of earning capacity
  • Pain and suffering
  • Emotional distress
  • Wrongful death damages (in fatal accidents)

Your attorney can work with medical experts to project your future medical needs and expenses accurately, ensuring that any settlement or verdict adequately covers your long-term care.

4. Addressing Denied or Lowball Claims

Insurance companies often try to minimize payouts or may even deny valid claims. If your claim has been denied or you’ve received an unfairly low settlement offer, a car insurance attorney can:

  • Review the reason for denial and challenge it if appropriate
  • Gather additional evidence to support your claim
  • Negotiate with the insurance company for a fair settlement
  • File a lawsuit if necessary to protect your rights

For example, if an insurer denies your claim based on a pre-existing condition, your attorney might obtain expert medical testimony to prove that the accident exacerbated or is distinct from your pre-existing condition.

5. Managing Cases with Multiple Parties Involved

Accidents involving multiple vehicles or parties can quickly become complicated. A car insurance attorney can help by:

  • Identifying all potentially liable parties
  • Coordinating with multiple insurance companies
  • Ensuring that your claim is properly filed against all relevant parties
  • Navigating complex legal issues that may arise in multi-party litigation

In a multi-vehicle pileup, for instance, your attorney might discover that a defective auto part contributed to the accident, adding a product liability claim to your case.

6. Ensuring Compliance with Statutes of Limitations

There are strict time limits for filing insurance claims and lawsuits. A car insurance attorney can:

  • Inform you of all relevant deadlines
  • Ensure all necessary actions are taken within the required timeframes
  • File tolling agreements if needed to extend deadlines
  • Protect your right to seek compensation by timely filing a lawsuit if negotiations fail

Missing a deadline could bar you from recovery entirely, making this one of the most critical reasons to consult an attorney promptly after an accident.

7. Maximizing Your Compensation

Insurance companies often try to settle claims quickly and for as little as possible. A car insurance attorney can help maximize your compensation by:

  • Identifying all potential sources of recovery (e.g., multiple insurance policies, third-party claims)
  • Accurately valuing your claim, including non-economic damages like pain and suffering
  • Negotiating aggressively on your behalf
  • Preparing your case for trial if a fair settlement can’t be reached

Your attorney might discover you’re eligible for compensation from your underinsured motorist coverage and the at-fault driver’s liability coverage.

8. Providing Peace of Mind

Dealing with the aftermath of an accident can be stressful and time-consuming. By working with a car insurance attorney, you can:

  • Focus on your physical and emotional recovery
  • Avoid the stress of dealing directly with insurance adjusters
  • Have confidence that your legal rights are being protected
  • Get answers to your questions and concerns throughout the process

Your attorney can handle all communication with insurance companies and other parties, shielding you from potentially stressful interactions and allowing you to concentrate on healing.

9. Understanding and Applying Relevant Laws

Car accident cases involve various laws and regulations. A car insurance attorney can:

  • Explain how Missouri’s comparative fault rules might affect your case
  • Advise you on the impact of traffic laws and ordinances
  • Navigate complex legal doctrines like vicarious liability or negligent entrustment
  • Keep you informed about any changes in the law that might affect your case

For instance, your attorney might use Missouri’s “pure comparative fault” rule to argue for compensation even if you were partially at fault for the accident.

10. Preparing for Litigation if Necessary

While most car accident cases settle out of court, sometimes litigation is necessary. A car insurance attorney can:

  • Prepare and file your lawsuit
  • Conduct discovery, including depositions and document requests
  • Represent you in court proceedings
  • Present your case effectively at trial if needed

Even if your case doesn’t go to trial, having an attorney prepared for litigation can strengthen your negotiating position and lead to a better settlement offer.

Speak With a St. Louis Car Insurance Attorney After an Accident

Consulting with a car insurance attorney after an accident in St. Louis can provide invaluable guidance and protection. They can help you understand your rights, navigate complex insurance and legal issues, and ensure you receive fair compensation for your injuries and damages.

If you’ve been involved in a car accident, consider contacting a car insurance attorney to discuss your case and explore your options. At The Hoffmann Law Firm, we offer free initial consultations, allowing you to understand your legal position without financial commitment. Remember, the sooner you involve an attorney, the better they can protect your interests and build a strong case.

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

Updated: October 2, 2024