Talk to a Lawyer for Free
Request a Free Consultation

How Lawyers Who Sue Insurance Companies Can Help After a Denied Claim

Published:
Updated:

Here’s how insurance claim attorneys can fight denied claims, negotiate settlements, and help you get the compensation you deserve from insurance companies.

FREE CASE EVALUATION

st. louis woman with car accident injury

25 Years Only Car Accidents

Thousands Of Cases

Millions Recovered

When insurance companies deny valid claims, legal professionals who handle insurance disputes can help you fight back and get the compensation you deserve. Insurance claim denials can be complex, but an insurance claim attorney understands how to navigate the process.

Common Reasons Insurance Companies Deny Claims

Insurance companies may deny claims for various reasons, including:

  • Missed deadlines or filing errors
  • Disputes over coverage limits
  • Pre-existing conditions
  • Policy exclusions
  • Lack of sufficient documentation

How Insurance Claim Attorneys Can Help

Evaluating Your Denied Claim

An insurance claim attorney will thoroughly review your policy, documentation, and the reason for denial. They can identify if the denial was wrongful and determine the best strategy for appealing the decision.

Gathering Evidence

Your attorney will help collect and organize evidence to support your claim, including:

  • Medical records and bills
  • Property damage assessments
  • Witness statements
  • Accident reports
  • Policy documentation

Negotiating with Insurance Companies

Insurance claim attorneys understand how to negotiate effectively with insurance companies. They can handle all communications and work to reach a fair settlement while protecting your rights. This is especially important in cases involving property damage claims or total loss vehicle claims.

Bad Faith Insurance Practices

Insurance companies have a legal obligation to act in good faith. When they fail to do so, they may be liable for bad faith practices, such as:

  • Unreasonably delaying claim processing
  • Failing to investigate claims properly
  • Misrepresenting policy terms
  • Making lowball settlement offers
  • Denying claims without proper justification

The Legal Process

When you work with a personal injury attorney, they will guide you through the legal process, which may include:

  1. Filing an appeal with the insurance company
  2. Submitting additional documentation
  3. Negotiating a settlement
  4. Filing a lawsuit if necessary
  5. Representing you in court

Insurance claim attorneys help you understand your rights under your policy and state law. They can explain complex legal terms and ensure the insurance company treats you fairly throughout the claims process.

Frequently Asked Questions About Denied Insurance Claims

Yes, if your insurance company wrongfully denies your claim, you have the right to take legal action. Lawyers who sue insurance companies specialize in handling bad faith insurance practices and can help you fight for the compensation you deserve. Whether through appeals, negotiations, or litigation, an experienced attorney can help you hold the insurance company accountable.

A denied insurance claim attorney helps policyholders challenge unfair denials by reviewing policy terms, gathering supporting evidence, and negotiating with the insurer. If the insurance company refuses to provide a fair payout, the attorney can file a lawsuit on your behalf to ensure you receive the compensation you’re entitled to.

Insurance companies deny claims for various reasons, including:
✔ Missed deadlines or incorrect paperwork
✔ Lack of sufficient documentation supporting the claim
✔ Policy exclusions or disputes over coverage limits
✔ Allegations of pre-existing conditions
✔ Bad faith insurance practices, such as unjustified claim denials

If you’ve received a claim denial, suing the insurance company for denying your claim may be necessary to protect your rights.

A lawyer who handles insurance denials can:

  • Review your insurance policy for coverage details
  • Collect the necessary medical records, property damage reports, and accident documentation
  • Appeal the denied claim and negotiate a fair settlement
  • File a lawsuit if the insurance company refuses to pay a valid claim

By working with a skilled attorney, you improve your chances of securing the payout you deserve.

The legal process includes:

  1. Reviewing the denial letter and identifying the reason for the rejection
  2. Collecting additional documentation to support the claim
  3. Filing an internal appeal with the insurance company
  4. Engaging in settlement negotiations
  5. If necessary, filing a lawsuit against the insurer

A claim denial attorney can handle this process for you, ensuring that all legal requirements are met.

You should consult a claim denial attorney if:

  • Your insurance claim has been denied without proper justification
  • The settlement offer is too low to cover your damages
  • The insurance company is delaying payment on a valid claim
  • You suspect the insurance company is acting in bad faith
  • Your claim involves significant financial losses

Don’t let an unfair insurance denial stand in the way of your rightful compensation. Speak with an insurance claim attorney today to protect your rights and get the payout you deserve.

When to Contact an Insurance Claim Attorney

Consider contacting an attorney if:

  • Your claim has been denied
  • The settlement offer is too low
  • The insurance company is delaying your claim
  • You suspect bad faith practices
  • Your claim involves significant damages

Getting Help with Your Denied Claim

Don’t give up if you’re dealing with a denied insurance claim. An insurance claim attorney is available 24/7 to review your case and help you understand your options. Contact a qualified attorney today to protect your rights and fight for the compensation you deserve.

Why Choose Us vs TV Lawyers?

Direct Attorney Access

Maximum Settlement Focus

Trial-Ready Cases

Paralegal Handling

Quick Settlement Push

Settlement-Only Focus

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

Updated: February 17, 2025
Google Rating
4.9
Based on 106 reviews