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St. Louis Car Insurance Claim Denial Lawyers – Fight Back & Get Paid

Insurance companies are supposed to protect you, but too often, they delay, deny, or underpay valid claims after a car accident. If you are struggling with a wrongfully denied car insurance claim, our experienced lawyers who sue insurance companies can help.

Common Reasons Car Insurance Claims Get Denied

Even if you have full coverage, insurers often find ways to avoid paying what you are owed. Common excuses include:

  • Claiming you were at fault, even if you were not
  • Saying you missed a deadline when you did not
  • Arguing your damages were not covered, even when they are
  • Blaming pre-existing damage to avoid paying for repairs
  • Delaying payments to pressure you into settling for less

If your insurance company is giving you the runaround, you need an experienced car insurance denial lawyer to hold them accountable.

Call Now (314) 361-4242 Online Contact Form
bad faith insurance claim attorney

25 Years Only Car Accidents

Thousands Of Cases

Maximize Settlements

Excellent
The Hoffmann Law Firm, L.L.C.
4.9
Based on 105 reviews
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Dean R
People say this is the best car accident lawyer in St.Louis. Yep! Seeing this attorney in action is incredible.
Domaneshia A S.
Hire them!!!
Benjamin K.
The Hoffman law firm is truly professional. After hiring them I was truly relieved and knew I was in good hands. Highly recommend!
dylan F.
Definitely recommend Mr. Hoffmann if you get into a car accident, this lawyer is top shelf.
lori W.
They are the best law firm I have encountered in my lifetime. Great for any accident!
Rachel M.
Great experience with this law firm. Excellent help with the car accident process. Definitely use them again.
Kyle D.
The lawyers on tv just dont compare for auto accident injury cases. Mr.Hoffmann is as good as they get.
Leigha M
If you have ever watched any lawyers, you will agree this is one of the best automobile accident litigators in Saint Louis County.
Ashley
This legal professional has shown exceptional competence and dedication in their field. I highly recommend their services to anyone seeking legal representation that is committed to unwavering advocacy and support throughout the entirety of their case.
Ashley S.
I would describe this lawyer as highly educated, sharp, and top of his game. Explains the car accident process and treatment options well. The lawyer said if they don’t pay you, we will have the jury take it from the insurance company. Great lawyer. Dynamic person.
George K.
Very good car accident lawyer. Gets the job done.
Zach B.
This lawyer is as good as you will find in st. Louis. Call this lawyer if you are in an auto accident. 100% recommended
Jessica J.
Interviewed all the TV car accident lawyers and decided to call this law firm that had great reviews. So happy I did. What a difference!
Response from the owner:TV car accident lawyers are just mass production. This is not a good fit for litigated cases. Paralegals instead of lawyers. Monthly quotas for settlements. Car accident victims end up in a cattle call with the lawyers on TV.
Jacob P.
Love my car accident lawyer. This law firm is a step above.
Response from the owner:Our lawyers train and track the best approaches on cases. Whether litigation in cases or the practicalities of certain treatment, the growth of our lawyers over time is paramount. Always staying ahead of and setting practice trends. Thank you.
Ashley S.
This auto accident law firm is incredible!! Very accomplished lawyers!
Response from the owner:Being labeled “an incredible lawyer” is quite the compliment. We are only incredible if this client is. Thanks.
Ashley S.
Serious family member have a car accident injury? Look no further. This litigator is for real. Always two steps ahead of the other lawyer.
Response from the owner:This is a sad reality for car accident lawyers. The #1 passenger in an auto accident is a relative. Helping a family make it through this and putting the family back together is one of the most rewarding things I do as an automobile accident attorney.
RIcky P.
This lawyer handles really big accident cases in St Louis. He is a lawyer, accountant and has his masters in tax so he gets the injury cases for individuals that can never go back to work or individuals own a business and cannot run it due to injury. He specializes in valuations of massive loss. Thank goodness a firm like this exists.
Response from the owner:Thank you. When accident are severe and you lose the ability to work or to continue a business, having an accounting and tax background is key. Valuing large losses are second nature for us.
Kasandra H.
You are a great lawyer! Thank you.
Response from the owner:That is a great compliment. Thanks.
Brandon W.
Asked a trauma surgeon who operates on car accident victims who are the best injury lawyers that have taken his deposition. He said “by far” it was Mr Hoffmann. Interviewed several attorneys and this was a correct assessment. In a league of his own!
Response from the owner:Our attorney have deposed nearly all the trauma surgeons at every Level 1 Trauma Center in Saint Louis. These doctors save lives after a car accident. Whether controlling bleeding or reestablishing blood flow or bone structures, they are life savers.
Morgan B.
Few lawyers in St. Louis can handle the biggest injury cases! This is one of them!
Response from the owner:Our law firm has made great efforts in terms of training to handle life changing injury cases. Whether in depth knowledge of the medical, loss of income and earning capacity, or lifetime medical care plans, our clients feel confident and know their case is in good hands. Thank you for the compliment.
Ashley A.
Cannot say enough about this lawyer. Call if in an accident. This attorney handles the biggest car accidents in St Louis.
Response from the owner:Thanks Ash! Our biggest source of cases is our clients. Our second biggest referral source is defense lawyers telling their relatives to call us. Few lawyers can handle the largest cases. Our law firm welcomes and has trained for this. We don’t do mass production settlement like the lawyers on TV. Our clients can never go back to work. Their cases need massive focus and effort and often long fought litigation.
Taylor T.
So glad I called attorney Hoffmann. This time I got it right! So glad I hired the Hoffmann Law Firm - professional, reliable and available.
Response from the owner:Thanks Taylor. Our lawyers answer the phone day, night, weekends and even during lunch. Being professional means training to beat the best defense lawyers. Client rely on us to get results and we do.
Malashia M.
Great lawyer. Cares about his clients, knows his stuff and goes the extra mile. I recommend this lawyer for car wreck injury claim. Every other lawyer on TV would not even help with my property claim. This attorney did.
Response from the owner:Thank you for the kind words. Every case starts with a great client. You are correct the car accident lawyers on TV are mass production settlement mills. When injury clients fire them, we get their files and the cases are not worked up at all. Appreciate your confidence in us!
Pringles Master 2
Major car accident injury in St Louis area for a family member. Four different lawyers we know said the same thing - call Chris Hoffmann. On another level.
Response from the owner:This is such a great compliment. Most of our cases come from prior client or lawyers that also do car accidents cases but the particular case is too large or too difficult. Being a lawyer and an accountant, we specialize in cases with total lost of income, earning capacity and/or often the inability to continue a family business. Evaluations such as these are second nature for our lawyers. Thanks.
andry S.
Best in St Louis for auto accident cases. Nobody else is even close.
Response from the owner:So kind of you to leave this review. Whether our lawyers are going after big insurance or their lawyers, skill and experience are essential and win the day for our auto accident clients. Thanks!
Daniel C.
This attorney is very smart, very experienced, returns phone calls and knows the answers when asked. One call and I knew this was a great law firm for auto accidents.
Response from the owner:Our law firm appreciates this. This is a comment we get from so many people who call…”none of the lawyers we called told me all the things that you did.” Whether we take a car accident case or not, helping people is a good thing.
JILL F.
5 Star Lawyer for sure! Best you will find in Saint Louis.
Response from the owner:Thanks for the 5 Star Rating. Reviews like this are great. Injury victims quickly figure out the TV advertisers are not good. We work hard at being the best we can be and it reflects in our representation of car accident victims.
Angela
Watch this lawyer in action. Was way better than all the others. Get this lawyer for an automobile accident for sure.
Response from the owner:Thanks for the recommendation. Besides doing cases, our attorneys train for this. Hard work, case knowledge and technique is key to success in car accident litigation.
Michelle S.
Very pleased with The Hoffmann Law Firm. Lawyers are attentive, friendly and go the distance to force the settlement you want. The TV lawyers recommend low offers. This law firm gets the maximum.
Response from the owner:We get calls from car accident victims that had to fire the TV lawyers that they hired. They give the same two reasons: 1) they never spoke to a lawyer at the Big TV law firms, only a paralegal, and 2) the paralegal recommended they accept a low offer. At our law firm, you only talk to the lawyer and if an offer is low we tell you to sue. Thanks!
Called Kingdom Nations Prophetic M.
You will love this car accident lawyer.
Response from the owner:You are the best! Thanks for the review. Our attorneys work hard but it all starts with a great client.
Lexi S.
Several lawyers said to call this lawyer because he is the best. You will appreciate this law firm. Helped with the injury and property claims. Attentive and knowledgeable. Great reputation in St Louis.
Response from the owner:Thanks Lexi. Our #1 source of cases is other lawyers referring us cases that are too big for them to handle.
Mina T.
Would use this accident law firm. Best in Saint Louis. Highly rated and it shows. After one phone call, you just know this attorney is better. 5 Stars!!
Response from the owner:Thanks for recommending our lawyers in St Louis. There is a major difference in lawyers as you well know.
Mary E.
Great law firm thanks Leah for the referral
Response from the owner:Appreciate you recommending our law firm. Car accident litigation is all we do and specializing allows us to focus.
Nathan L.
Car accident lawyers on tv are not good . Get this attorney ! He is a pro !!
Response from the owner:Thanks Nathan. TV lawyers market for car accidents, use paralegals instead of lawyers and give their employees settlement quotas hence forcing cheap settlements. At our law firm, you get a lawyer who keeps pushing forward for more.
Destiny K.
A+ attorney. Smart. Helpful. Great for automobile accident cases. Located in saint louis, missouri. Use him!
Response from the owner:Thanks. Car accident cases are difficult without the right attorney and great clients. Much appreciated.
Zac M.
Quality lawyer. Best law firm for a car accident. Advice was way better than other lawyers I called in St. Louis. Helped with property and injury.
Response from the owner:Thanks. The TV lawyer advertisers are just car accident settlement mills. As soon as people call a real attorney, they always tell us how much better and more helpful we were. Appreciate this.
Lizzy N.
Get this lawyer if you have an automobile accident. Simply the best!
Response from the owner:Thanks Lizzy. Recommendations from other is the best way to find a car accident attorney.
Christina E.
This lawyer is big time. Smooth. The other lawyers on the other side were not nearly as good as this attorney. I recommend friends in St Louis to him for accident injuries and they all say the same thing…”that lawyer is great.”
Response from the owner:Very nice of you to say. Our lawyers work hard on auto accident cases.
Danielle R.
Family used this car accident attorney after a crash. Located in St Louis. This lawyer answers the phone and will walk you through the process. Knows his stuff!
Response from the owner:Taking calls, going over the car accident injury and property process is important. Clients that call always say we are the only lawyers that explained everything. Much appreciated.
Lyndsey P.
Tried the lawyers on TV. They were not good. Hired this car accident lawyer instead because he had great reviews. The reviews are correct. This attorney is as good as they get. He does big injury cases that need to be litigated.
Response from the owner:Car accident lawyers on TV do not litigate cases. It is mass production. They have quotas. Local attorneys are best on auto accidents.
Ashlyn G.
Very very good at injury claims for car wrecks. Use this St Louis attorney. Two thumbs up!
Response from the owner:Thanks for the review! All we do is accidents. When you specialize, your knowledge base and practice skills grow. Thanks!
ReAnna N.
Used this attorney for an auto accident. Highly recommend this lawyer in St. Louis. Communicates well.
Response from the owner:Communicating with clients is essential. Taking the client though the car accident claims process is important otherwise major mistakes can occur. It is an effort that we make. Thanks!
Druscilla L.
Best for car accidents in St Louis. Use this attorney.
Response from the owner:Thanks. Great clients make for great cases!
Gerren B.
This lawyer is great for car accident injury claims. Did an uninsured motorist case. Very good attorney.
Response from the owner:Car accidents can be insured or uninsured. The claims are much different. Thanks for the review.
Jeremiah C.
Great lawyer if you are in an auto accident. I recommend this attorneys office.
Response from the owner:Thanks J. Glad we got your auto accident case completed and that for telling others about our lawyers.
Paige T.
Very good car accident attorney. Did my and my relatives claims and paperwork. Highly recommend.
Response from the owner:Thanks for recommending our law firm on car accident cases.
Private Associate G.
Fantastic law firm, I would recommend! Received free consultation related to an auto accident when my parked car was damaged by a baseball. Very supportive advice, these guys are good!
Response from the owner:Thank you!
Chris H.
Recommend this attorney for auto accidents.
Response from the owner:Thanks for recommending our attorneys for an automobile accident.
Tana B.
Best St Louis lawyer for car accidents.
Response from the owner:Thanks Tana. Appreciate this!
Justin M.
Great Lawyer!!
Response from the owner:Thank you
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When Can You Sue a Car Insurance Company?

Missouri law requires insurance companies to act in good faith. If they wrongfully deny your claim, delay payments, or offer an unfairly low settlement, they may be acting in bad faith, and you may have grounds to sue for compensation.

You may have a case if your insurer:

  • Refused to pay a valid claim after an accident
  • Denied your uninsured/underinsured motorist claim
  • Ignored evidence that proves your damages
  • Refused to negotiate a fair settlement

Our car insurance claim denial lawyers fight to recover the money you deserve.

What Compensation Can You Recover?

By challenging an unfair denial, you may be able to recover:

  • Full insurance payout for property damage and injuries
  • Compensation for delay-related financial losses
  • Additional damages if the insurer acted in bad faith

If your claim was wrongfully denied, we may also be able to force the insurer to pay legal fees and punitive damages.

How Our Car Insurance Lawyers Can Help

At The Hoffmann Law Firm, L.L.C., we take on insurance companies that refuse to pay. Our team can:

  • Challenge unfair claim denials and fight for the payout you deserve
  • Negotiate a higher settlement when insurers lowball you
  • Sue for bad faith insurance practices if necessary
  • Handle all legal paperwork while you focus on recovery
insurance-claim-dispute-lawyer-st-louis

Do Not Let Your Insurer Take Advantage of You – Call Today

Insurance companies assume most people will not fight back. But you do not have to accept their denial.

If your St. Louis car insurance claim was denied, contact us for a free consultation. Our experienced car insurance lawyers will review your case and fight for the money you deserve.

Call now to discuss your case. No fees unless we win.

Why Choose Us vs TV Lawyers?

Direct Attorney Access

Maximum Settlement Focus

Trial-Ready Cases

Paralegal Handling

Quick Settlement Push

Settlement-Only Focus

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

Free Consultation Request

FAQs about Bad Faith Insurance Claims

What is a Bad Faith Insurance Claim?

A bad faith insurance claim arises when an insurance company unreasonably denies or delays payment of a valid claim. Insurance companies are legally required to act in good faith and handle claims promptly. Examples of bad faith actions include refusing to pay a claim without a reasonable basis, underpaying a claim, or misinterpreting policy language to deny benefits.

How Do I Know If My Insurance Company Is Acting in Bad Faith?

Signs that your insurance company may be acting in bad faith include:

  • Unreasonably delaying the processing or payment of your claim.
  • Denying your claim without a valid reason.
  • Offering less than your claim is worth without proper justification.
  • Failing to communicate adequately about the status of your claim.

What Should I Do If My Insurance Claim Is Denied?

If your insurance claim is denied:

  • Review your policy and the denial letter to understand the reason for the denial.
  • Gather all documentation related to your claim, including correspondence and medical records.
  • Contact an experienced bad-faith insurance attorney who can assess your case and advise on the best action.

Can I Sue My Insurance Company for Denying My Claim?

If your insurance company denies a valid claim without a reasonable basis or engages in deceptive practices, you may have grounds to file a lawsuit for bad faith. In such cases, you can pursue compensation beyond the original claim, including punitive damages and attorney fees.

What Is a Policy Exclusion?

A policy exclusion refers to specific losses an insurance policy does not cover. Common exclusions include pre-existing conditions for health insurance, intentional self-harm for life insurance, or excluded drivers for auto insurance. However, some exclusions may be illegal or unenforceable. Reviewing your policy or consulting an attorney if your claim is denied due to an exclusion is important.

How Long Does It Take to Resolve a Bad Faith Insurance Claim?

The timeline for resolving a bad faith insurance claim varies based on the case’s complexity and the insurance company’s willingness to settle. Some cases may settle in a few months, while others could take over a year, especially if litigation is involved.

Can I Get Additional Compensation for Bad Faith Insurance Claims?

Yes, if your insurance company is found to have acted in bad faith, you may be entitled to additional compensation beyond your original claim. This could include punitive damages, interest on delayed payments, and attorney fees.

Do I Need an Attorney for a Bad Faith Insurance Claim?

It’s highly advisable to consult with an experienced bad-faith insurance attorney. An attorney can help you understand your rights, navigate complex legal issues, and maximize your chances of securing fair compensation.

St. Louis Auto Insurance Attorney Near Me

When dealing with the aftermath of an auto accident or facing issues with your auto insurance claim, having a knowledgeable auto insurance attorney near you can make all the difference. At The Hoffmann Law Firm, L.L.C., we pride ourselves on being the go-to auto insurance attorneys for St. Louis and the surrounding areas.

Why Choose a Local St. Louis Auto Insurance Attorney?

  1. Familiarity with Local Laws: Missouri has specific laws governing auto insurance and accident claims. A local St. Louis auto insurance attorney will have in-depth knowledge of these regulations, ensuring your case is handled correctly.
  2. Accessibility: When you choose an auto insurance attorney near you, you benefit from easier communication and face-to-face meetings when needed. This proximity can be crucial in building a strong attorney-client relationship.
  3. Local Court Experience: A St. Louis-based auto insurance attorney will be familiar with local courts, judges, and opposing counsel, which can be advantageous in negotiations and trials.
  4. Understanding of Local Insurance Practices: Our attorneys are well-versed in the tactics used by local insurance companies, allowing us to anticipate and counter their strategies effectively.
What to Do Immediately After a Car Accident in St. Louis

How Our St. Louis Auto Insurance Attorneys Can Help You

As your local auto insurance attorneys, we offer comprehensive legal services, including:

  • Evaluating your auto insurance policy to ensure you’re receiving all entitled benefits
  • Negotiating with insurance companies on your behalf
  • Representing you in court if your case goes to trial
  • Handling bad faith insurance claims against auto insurance companies
  • Assisting with uninsured and underinsured motorist claims
  • Advising on property damage claims related to auto accidents

Finding the Right Auto Insurance Attorney Near You

When searching for an “auto insurance attorney near me” in St. Louis, consider the following:

At The Hoffmann Law Firm, L.L.C., we meet all these criteria and more. Our auto insurance attorneys have over 25 years of experience and are dedicated to serving the St. Louis community and ensuring our clients receive fair treatment from their insurance providers.

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Contact a St. Louis Auto Insurance Attorney Today

Don’t hesitate to reach out if your insurance carrier is unfair or unreasonable. Contact Chris Hoffmann and our team of skilled auto insurance attorneys today. Remember, when you’re looking for an “auto insurance attorney near me” in St. Louis, The Hoffmann Law Firm, L.L.C. is here to help. We’re committed to fighting for your rights and securing the compensation you deserve.

Call us at (314) 361-4242 to schedule a free consultation with a St. Louis auto insurance attorney near you. Let us put our local knowledge, experience, and dedication to work for you.

Why Choose Us vs TV Lawyers?

Direct Attorney Access

Maximum Settlement Focus

Trial-Ready Cases

Paralegal Handling

Quick Settlement Push

Settlement-Only Focus

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

Free Consultation Request