Hit by an Amazon Flex driver in Missouri? Learn your rights, insurance options & how to get compensated. Free consultation with a St. Louis attorney.
FREE CASE EVALUATION
Amazon has revolutionized how we shop—and how packages are delivered. With services like Amazon Flex, everyday people use their personal vehicles to deliver packages as independent contractors. But what happens if one of these Amazon Flex drivers causes a car accident? If you live in Missouri and were hit by an Amazon Flex driver, you need to understand your rights and how to protect your claim.
At The Hoffmann Law Firm, L.L.C., we help accident victims across St. Louis City and County fight for the compensation they deserve. Here’s what you need to know about Amazon Flex accidents in Missouri, including insurance issues, liability, and why having an experienced St. Louis Amazon Delivery Vehicle Accident Attorney on your side is critical.
What Is Amazon Flex?
Amazon Flex is a gig-economy platform where individuals deliver packages using their own cars. It operates similarly to rideshare apps like Uber or DoorDash but for Amazon deliveries. These drivers are not employees of Amazon—they’re independent contractors.
While this flexible work model benefits Amazon and drivers alike, it creates legal complications when an accident occurs. Determining liability and insurance coverage can be challenging since these drivers use personal vehicles and aren’t traditional employees.
Are Amazon Flex Drivers Covered by Insurance?
Yes—but with conditions. Amazon Flex provides limited commercial auto insurance coverage, but only under specific circumstances:
- The driver must be actively delivering for Amazon Flex (i.e., on the way to pick up packages or actively delivering them).
- Coverage includes:
- Up to $1 million in liability coverage
- Contingent comprehensive and collision (after personal insurance)
- Uninsured/underinsured motorist coverage in some states
However, if the driver is not actively delivering (e.g., en route to a restaurant or running personal errands), Amazon’s policy may not apply. In those cases, only the driver’s personal auto insurance would be in play, which may exclude coverage if the car was used commercially.
This gray area often leads to insurance companies denying claims or disputing who is responsible for damages.
Missouri Law and Amazon Flex Accidents
Missouri follows an at-fault system for car accidents, meaning the person who caused the crash is responsible for the resulting damages. You have the legal right to pursue compensation if you’re injured in an accident involving an Amazon Flex driver in St. Louis or the surrounding area.
However, Amazon’s business model creates a shield between itself and its drivers. Since Amazon Flex drivers are independent contractors, the company often tries to deny responsibility for their actions. This means your attorney must:
- Prove the driver was actively working for Amazon at the time of the crash
- Navigate overlapping personal and commercial insurance policies
- Fight corporate lawyers and adjusters who aim to minimize your payout
This is where an experienced local attorney becomes critical.
What To Do After an Accident With an Amazon Flex Driver
If you’re involved in an accident with an Amazon Flex driver, follow these steps to protect your legal rights:
- Call 911 and request a police report. Having documentation is vital.
- Seek immediate medical attention. Even if you feel okay, some injuries may take hours or days to appear.
- Photograph the scene. Capture vehicle positions, damage, license plates, and any Amazon Flex identification.
- Collect driver information. Ask whether they were delivering for Amazon at the time.
- Do NOT discuss fault or accept any settlement. Insurance companies may try to pressure you into a lowball offer.
- Contact The Hoffmann Law Firm, L.L.C. We’ll begin investigating your claim immediately.
FREE CASE EVALUATION
What Damages Can You Recover?
You may be entitled to compensation for:
- Emergency room and medical treatment costs
- Ongoing therapy or rehabilitation
- Lost wages or loss of earning potential
- Pain and suffering
- Property damage
If the accident results in long-term disability or impacts your ability to work, we can help you pursue future damages and life care expenses.
Why You Need a St. Louis Attorney for Amazon Delivery Accidents
Accidents involving Amazon Flex drivers aren’t like typical fender-benders. You’re potentially going up against:
- Amazon’s corporate legal team
- Multiple insurance carriers with conflicting coverage rules
- A driver who may not understand their own insurance limitations
At The Hoffmann Law Firm, we know how to investigate these cases thoroughly. We understand Missouri insurance law, delivery app policies, and insurance companies’ tactics to avoid liability. Most importantly, we don’t back down from complex cases.
You’ll work directly with Attorney Chris Hoffmann—not a case manager or a national call center. We handle cases locally, personally, and aggressively.
Don’t Settle for Less
When you’re hit by an Amazon Flex driver, your case involves more than just two vehicles—it involves corporate insurance structures designed to protect Amazon, not you.
Don’t let an insurance company undervalue your pain, your injuries, or your future. At The Hoffmann Law Firm, we offer free consultations, no upfront fees, and you don’t pay unless we win your case.
FREE CASE EVALUATION
Much better than Morgan & Morgan. It is not the firm. It is the lawyer.
"Of all the lawyers I have met, this one is a true professional. This attorney goes against the biggest law firms and wins!"
Response from the owner:The compliment is much appreciated. Like every profession, it all starts with training our lawyers to be the best at every aspect of car accident cases. But the foundation of a great case is a great client. Thanks!
I'd say this lawyer is in the top three of the best you'll ever see. Add this attorney to the interview list if you ever get in an automobile accident. This Law Firm is on another level.
Response from the owner:Much appreciated. Techniques that an attorney or any professional uses are paramount for success. This is part of our lawyers training and preparation. It leads to success. Thank you!
People say this is the best car accident lawyer in St.Louis. Yep! Seeing this attorney in action is incredible.
Response from the owner:Great compliment. We work hard to be the best. Our lawyers also work very hard to help other lawyers in our profession. Not matter what, a cases is only as good as the client is. Thanks!
Hire them!!!
Response from the owner:Thanks! Referrals and recommendations from prior car accident clients is our #1 source of cases. People who grew to trust us send family and friends.
The Hoffman law firm is truly professional. After hiring them I was truly relieved and knew I was in good hands. Highly recommend!
Response from the owner:Being in good hands is important. Many lawyers take cases with little experience and little resources. Our firm specialized decades ago. We are focused exclusively on accident cases.
Definitely recommend Mr. Hoffmann if you get into a car accident, this lawyer is top shelf.
They are the best law firm I have encountered in my lifetime. Great for any accident!
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Response from the owner:Thank you. The TV attorneys are just settlement mills. People are hiring a paralegal, not a lawyer. Our law firm is different. You are represented by an attorney and we do not have settlement quotas.
If you have ever watched any lawyers, you will agree this is one of the best automobile accident litigators in Saint Louis County.
This legal professional has shown exceptional competence and dedication in their field. I highly recommend their services to anyone seeking legal representation that is committed to unwavering advocacy and support throughout the entirety of their case.
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Love my car accident lawyer. This law firm is a step above.
Response from the owner:Our lawyers train and track the best approaches on cases. Whether litigation in cases or the practicalities of certain treatment, the growth of our lawyers over time is paramount. Always staying ahead of and setting practice trends. Thank you.
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Response from the owner:Being labeled “an incredible lawyer” is quite the compliment. We are only incredible if this client is. Thanks.
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Response from the owner:This is a sad reality for car accident lawyers. The #1 passenger in an auto accident is a relative. Helping a family make it through this and putting the family back together is one of the most rewarding things I do as an automobile accident attorney.
This lawyer handles really big accident cases in St Louis. He is a lawyer, accountant and has his masters in tax so he gets the injury cases for individuals that can never go back to work or individuals own a business and cannot run it due to injury. He specializes in valuations of massive loss. Thank goodness a firm like this exists.
Response from the owner:Thank you. When accident are severe and you lose the ability to work or to continue a business, having an accounting and tax background is key. Valuing large losses are second nature for us.
You are a great lawyer! Thank you.
Response from the owner:That is a great compliment. Thanks.
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Response from the owner:Our attorney have deposed nearly all the trauma surgeons at every Level 1 Trauma Center in Saint Louis. These doctors save lives after a car accident. Whether controlling bleeding or reestablishing blood flow or bone structures, they are life savers.
Few lawyers in St. Louis can handle the biggest injury cases! This is one of them!
Response from the owner:Our law firm has made great efforts in terms of training to handle life changing injury cases. Whether in depth knowledge of the medical, loss of income and earning capacity, or lifetime medical care plans, our clients feel confident and know their case is in good hands. Thank you for the compliment.
Cannot say enough about this lawyer. Call if in an accident. This attorney handles the biggest car accidents in St Louis.
Response from the owner:Thanks Ash! Our biggest source of cases is our clients. Our second biggest referral source is defense lawyers telling their relatives to call us. Few lawyers can handle the largest cases. Our law firm welcomes and has trained for this. We don’t do mass production settlement like the lawyers on TV. Our clients can never go back to work. Their cases need massive focus and effort and often long fought litigation.
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Response from the owner:Thanks Taylor. Our lawyers answer the phone day, night, weekends and even during lunch. Being professional means training to beat the best defense lawyers. Client rely on us to get results and we do.
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Response from the owner:Thank you for the kind words. Every case starts with a great client. You are correct the car accident lawyers on TV are mass production settlement mills. When injury clients fire them, we get their files and the cases are not worked up at all. Appreciate your confidence in us!
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Response from the owner:This is such a great compliment. Most of our cases come from prior client or lawyers that also do car accidents cases but the particular case is too large or too difficult. Being a lawyer and an accountant, we specialize in cases with total lost of income, earning capacity and/or often the inability to continue a family business. Evaluations such as these are second nature for our lawyers. Thanks.
This attorney is very smart, very experienced, returns phone calls and knows the answers when asked. One call and I knew this was a great law firm for auto accidents.
Response from the owner:Our law firm appreciates this. This is a comment we get from so many people who call…”none of the lawyers we called told me all the things that you did.” Whether we take a car accident case or not, helping people is a good thing.
5 Star Lawyer for sure! Best you will find in Saint Louis.
Response from the owner:Thanks for the 5 Star Rating. Reviews like this are great. Injury victims quickly figure out the TV advertisers are not good. We work hard at being the best we can be and it reflects in our representation of car accident victims.
Watch this lawyer in action. Was way better than all the others. Get this lawyer for an automobile accident for sure.
Response from the owner:Thanks for the recommendation. Besides doing cases, our attorneys train for this. Hard work, case knowledge and technique is key to success in car accident litigation.
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At our law firm, you only talk to the lawyer and if an offer is low we tell you to sue. Thanks!
You will love this car accident lawyer.
Response from the owner:You are the best! Thanks for the review. Our attorneys work hard but it all starts with a great client.
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Response from the owner:Thanks Lexi. Our #1 source of cases is other lawyers referring us cases that are too big for them to handle.
Would use this accident law firm. Best in Saint Louis. Highly rated and it shows. After one phone call, you just know this attorney is better. 5 Stars!!
Response from the owner:Thanks for recommending our lawyers in St Louis. There is a major difference in lawyers as you well know.
Great law firm thanks Leah for the referral
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Response from the owner:Thanks. Car accident cases are difficult without the right attorney and great clients. Much appreciated.
Quality lawyer. Best law firm for a car accident. Advice was way better than other lawyers I called in St. Louis. Helped with property and injury.
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Get this lawyer if you have an automobile accident. Simply the best!
Response from the owner:Thanks Lizzy. Recommendations from other is the best way to find a car accident attorney.
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Response from the owner:Very nice of you to say. Our lawyers work hard on auto accident cases.
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Tried the lawyers on TV. They were not good. Hired this car accident lawyer instead because he had great reviews. The reviews are correct. This attorney is as good as they get. He does big injury cases that need to be litigated.
Response from the owner:Car accident lawyers on TV do not litigate cases. It is mass production. They have quotas. Local attorneys are best on auto accidents.
Very very good at injury claims for car wrecks. Use this St Louis attorney. Two thumbs up!
Response from the owner:Thanks for the review! All we do is accidents. When you specialize, your knowledge base and practice skills grow. Thanks!
Used this attorney for an auto accident. Highly recommend this lawyer in St. Louis. Communicates well.
Response from the owner:Communicating with clients is essential. Taking the client though the car accident claims process is important otherwise major mistakes can occur. It is an effort that we make. Thanks!
Best for car accidents in St Louis. Use this attorney.
Response from the owner:Thanks. Great clients make for great cases!
This lawyer is great for car accident injury claims. Did an uninsured motorist case. Very good attorney.
Response from the owner:Car accidents can be insured or uninsured. The claims are much different. Thanks for the review.
Great lawyer if you are in an auto accident. I recommend this attorneys office.
Response from the owner:Thanks J. Glad we got your auto accident case completed and that for telling others about our lawyers.
Very good car accident attorney. Did my and my relatives claims and paperwork. Highly recommend.
Response from the owner:Thanks for recommending our law firm on car accident cases.
Fantastic law firm, I would recommend! Received free consultation related to an auto accident when my parked car was damaged by a baseball. Very supportive advice, these guys are good!
Response from the owner:Thank you!
Recommend this attorney for auto accidents.
Response from the owner:Thanks for recommending our attorneys for an automobile accident.
Best St Louis lawyer for car accidents.
Response from the owner:Thanks Tana. Appreciate this!
