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What to Do if Your Car Accident Claim is Denied

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A denied claim doesn’t mean you’re out of options. You may still be able to receive the compensation you deserve.

If your car accident claim has been denied, your first and most crucial step should be to consult with an experienced St. Louis car accident lawyer. Here’s why this approach is far better than trying to deal with insurance companies on your own:

5-reasons-auto-accident-claims-are-denied

1. An Experienced Attorney is Invaluable

Car accident attorneys have in-depth knowledge of insurance laws and regulations. They can quickly identify if your claim was unfairly denied and know the best strategies to challenge the decision.

2. Avoid Common Pitfalls

Insurance companies often use tactics to minimize payouts. A lawyer can help you avoid mistakes that could harm your case, such as:

  • Giving recorded statements that could be used against you
  • Accepting a low settlement offer
  • Missing important deadlines

3. Thorough Case Evaluation

An attorney can conduct a comprehensive review of your case, including:

  • Analyzing the police report
  • Reviewing medical records
  • Gathering additional evidence
  • Identifying all potential sources of compensation

4. Strong Negotiation Skills

Lawyers are skilled negotiators who can effectively argue your case with the insurance company. They understand the true value of your claim and won’t be intimidated by aggressive insurance adjusters.

5. Prepared for Legal Action

If negotiations fail, your attorney will be ready to take your case to court. This preparedness often motivates insurance companies to offer fair settlements to avoid costly litigation.

6. No Upfront Costs

Our car accident attorneys work on a contingency fee basis, meaning you don’t pay unless you win your case. This allows you to get experienced legal help without financial risk.

Steps After Consulting a Lawyer

Once you’ve spoken with an attorney, they may advise you to:

  • Gather additional evidence to support your claim
  • File a formal appeal with the insurance company
  • Consider mediation or arbitration
  • Prepare for a lawsuit if necessary

Don’t Face a Denial Alone

A denied claim doesn’t mean the end of your case. With an experienced car accident lawyer on your side, you have a much better chance of overturning the denial and receiving the compensation you deserve for your injuries.

If your car accident claim has been denied in St. Louis, don’t waste time trying to navigate the complex insurance process alone. Contact us for a free consultation today. Our experienced team is ready to fight for your rights and maximize your chances of a successful outcome.

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

Updated: August 5, 2024