Dealing with a Car Insurance Claim After an Accident can be Stressful – Contact Hoffman Law Firm L.C.C. Today for Help
While some claims are straightforward and easily resolved, others become complicated, involving disputes over liability, medical expenses, or settlement amounts. In such cases, hiring an experienced attorney can make a significant difference.
At The Hoffmann Law Firm, L.L.C., we’ve guided countless Missouri residents through the complexities of car insurance claims, ensuring they receive the compensation they deserve.
If you’re dealing with a car insurance claim in Missouri, don’t hesitate to contactThe Hoffmann Law Firm, L.L.C. for a free consultation. Let us help you navigate the claims process and fight for the justice you deserve.
This legal professional has shown exceptional competence and dedication in their field. I highly recommend their services to anyone seeking legal representation that is committed to unwavering advocacy and support throughout the entirety of their case.
I would describe this lawyer as highly educated, sharp, and top of his game. Explains the car accident process and treatment options well. The lawyer said if they don’t pay you, we will have the jury take it from the insurance company. Great lawyer. Dynamic person.
Interviewed all the TV car accident lawyers and decided to call this law firm that had great reviews. So happy I did. What a difference!
Response from the owner: TV car accident lawyers are just mass production. This is not a good fit for litigated cases. Paralegals instead of lawyers. Monthly quotas for settlements. Car accident victims end up in a cattle call with the lawyers on TV.
Love my car accident lawyer. This law firm is a step above.
Response from the owner: Our lawyers train and track the best approaches on cases. Whether litigation in cases or the practicalities of certain treatment, the growth of our lawyers over time is paramount. Always staying ahead of and setting practice trends. Thank you.
Serious family member have a car accident injury? Look no further. This litigator is for real. Always two steps ahead of the other lawyer.
Response from the owner: This is a sad reality for car accident lawyers. The #1 passenger in an auto accident is a relative. Helping a family make it through this and putting the family back together is one of the most rewarding things I do as an automobile accident attorney.
This lawyer handles really big accident cases in St Louis. He is a lawyer, accountant and has his masters in tax so he gets the injury cases for individuals that can never go back to work or individuals own a business and cannot run it due to injury. He specializes in valuations of massive loss. Thank goodness a firm like this exists.
Response from the owner: Thank you. When accident are severe and you lose the ability to work or to continue a business, having an accounting and tax background is key. Valuing large losses are second nature for us.
Asked a trauma surgeon who operates on car accident victims who are the best injury lawyers that have taken his deposition. He said “by far” it was Mr Hoffmann. Interviewed several attorneys and this was a correct assessment. In a league of his own!
Response from the owner: Our attorney have deposed nearly all the trauma surgeons at every Level 1 Trauma Center in Saint Louis. These doctors save lives after a car accident. Whether controlling bleeding or reestablishing blood flow or bone structures, they are life savers.
Few lawyers in St. Louis can handle the biggest injury cases! This is one of them!
Response from the owner: Our law firm has made great efforts in terms of training to handle life changing injury cases. Whether in depth knowledge of the medical, loss of income and earning capacity, or lifetime medical care plans, our clients feel confident and know their case is in good hands. Thank you for the compliment.
Cannot say enough about this lawyer. Call if in an accident. This attorney handles the biggest car accidents in St Louis.
Response from the owner: Thanks Ash! Our biggest source of cases is our clients. Our second biggest referral source is defense lawyers telling their relatives to call us. Few lawyers can handle the largest cases. Our law firm welcomes and has trained for this. We don’t do mass production settlement like the lawyers on TV. Our clients can never go back to work. Their cases need massive focus and effort and often long fought litigation.
So glad I called attorney Hoffmann. This time I got it right! So glad I hired the Hoffmann Law Firm - professional, reliable and available.
Response from the owner: Thanks Taylor. Our lawyers answer the phone day, night, weekends and even during lunch. Being professional means training to beat the best defense lawyers. Client rely on us to get results and we do.
Great lawyer. Cares about his clients, knows his stuff and goes the extra mile. I recommend this lawyer for car wreck injury claim. Every other lawyer on TV would not even help with my property claim. This attorney did.
Response from the owner: Thank you for the kind words. Every case starts with a great client. You are correct the car accident lawyers on TV are mass production settlement mills. When injury clients fire them, we get their files and the cases are not worked up at all. Appreciate your confidence in us!
Major car accident injury in St Louis area for a family member. Four different lawyers we know said the same thing - call Chris Hoffmann. On another level.
Response from the owner: This is such a great compliment. Most of our cases come from prior client or lawyers that also do car accidents cases but the particular case is too large or too difficult. Being a lawyer and an accountant, we specialize in cases with total lost of income, earning capacity and/or often the inability to continue a family business. Evaluations such as these are second nature for our lawyers. Thanks.
Best in St Louis for auto accident cases. Nobody else is even close.
Response from the owner: So kind of you to leave this review. Whether our lawyers are going after big insurance or their lawyers, skill and experience are essential and win the day for our auto accident clients. Thanks!
This attorney is very smart, very experienced, returns phone calls and knows the answers when asked. One call and I knew this was a great law firm for auto accidents.
Response from the owner: Our law firm appreciates this. This is a comment we get from so many people who call…”none of the lawyers we called told me all the things that you did.” Whether we take a car accident case or not, helping people is a good thing.
5 Star Lawyer for sure! Best you will find in Saint Louis.
Response from the owner: Thanks for the 5 Star Rating. Reviews like this are great. Injury victims quickly figure out the TV advertisers are not good. We work hard at being the best we can be and it reflects in our representation of car accident victims.
Watch this lawyer in action. Was way better than all the others. Get this lawyer for an automobile accident for sure.
Response from the owner: Thanks for the recommendation. Besides doing cases, our attorneys train for this. Hard work, case knowledge and technique is key to success in car accident litigation.
Very pleased with The Hoffmann Law Firm. Lawyers are attentive, friendly and go the distance to force the settlement you want. The TV lawyers recommend low offers. This law firm gets the maximum.
Response from the owner: We get calls from car accident victims that had to fire the TV lawyers that they hired. They give the same two reasons: 1) they never spoke to a lawyer at the Big TV law firms, only a paralegal, and 2) the paralegal recommended they accept a low offer. At our law firm, you only talk to the lawyer and if an offer is low we tell you to sue. Thanks!
Several lawyers said to call this lawyer because he is the best. You will appreciate this law firm. Helped with the injury and property claims. Attentive and knowledgeable. Great reputation in St Louis.
Response from the owner: Thanks Lexi. Our #1 source of cases is other lawyers referring us cases that are too big for them to handle.
Would use this accident law firm. Best in Saint Louis. Highly rated and it shows. After one phone call, you just know this attorney is better. 5 Stars!!
Response from the owner: Thanks for recommending our lawyers in St Louis. There is a major difference in lawyers as you well know.
Car accident lawyers on tv are not good . Get this attorney ! He is a pro !!
Response from the owner: Thanks Nathan. TV lawyers market for car accidents, use paralegals instead of lawyers and give their employees settlement quotas hence forcing cheap settlements. At our law firm, you get a lawyer who keeps pushing forward for more.
Quality lawyer. Best law firm for a car accident. Advice was way better than other lawyers I called in St. Louis. Helped with property and injury.
Response from the owner: Thanks. The TV lawyer advertisers are just car accident settlement mills. As soon as people call a real attorney, they always tell us how much better and more helpful we were. Appreciate this.
This lawyer is big time. Smooth. The other lawyers on the other side were not nearly as good as this attorney. I recommend friends in St Louis to him for accident injuries and they all say the same thing…”that lawyer is great.”
Response from the owner: Very nice of you to say. Our lawyers work hard on auto accident cases.
Family used this car accident attorney after a crash. Located in St Louis. This lawyer answers the phone and will walk you through the process. Knows his stuff!
Response from the owner: Taking calls, going over the car accident injury and property process is important. Clients that call always say we are the only lawyers that explained everything. Much appreciated.
Tried the lawyers on TV. They were not good. Hired this car accident lawyer instead because he had great reviews. The reviews are correct. This attorney is as good as they get. He does big injury cases that need to be litigated.
Response from the owner: Car accident lawyers on TV do not litigate cases. It is mass production. They have quotas. Local attorneys are best on auto accidents.
Used this attorney for an auto accident. Highly recommend this lawyer in St. Louis. Communicates well.
Response from the owner: Communicating with clients is essential. Taking the client though the car accident claims process is important otherwise major mistakes can occur. It is an effort that we make. Thanks!
Fantastic law firm, I would recommend! Received free consultation related to an auto accident when my parked car was damaged by a baseball. Very supportive advice, these guys are good!
I was in a car accident in St.Louis and hired Chris as my lawyer. He was amazing!!! He helped me every step of the way and was able to get me a great settlement!!!Highly, highly, highly recommend him!
Response from the owner: Each step is important in a car accident. Thanks for recommending us for car accidents injury claims.
Understanding the Car Insurance Claim Process in Missouri
Missouri is a fault-based state, meaning the driver responsible for the accident is liable for the resulting damages. If you’ve been involved in a car accident, you typically have three options for pursuing compensation:
File a claim with your own insurance company (if the accident is covered under your policy).
File a claim against the at-fault driver’s insurance company.
File a personal injury lawsuit against the at-fault driver if the insurance claim doesn’t provide sufficient compensation.
While these options seem straightforward, complications often arise during the claim process, leading to disputes that can be difficult to resolve without legal assistance.
When to Hire a Lawyer for Your Car Insurance Claim
1. When Liability Is Disputed
Insurance companies may deny your claim if there is uncertainty about who caused the accident. They might argue:
You were partially or fully at fault.
Another party (e.g., a third driver or even a pedestrian) was responsible.
Why You Need a Lawyer: An attorney can gather evidence to establish liability, such as:
Police reports.
Witness statements.
Traffic camera footage.
Expert accident reconstruction reports.
With legal representation, you can build a strong case to counter the insurance company’s denial or lowball offer.
2. When You’ve Suffered Serious Injuries
Car accidents resulting in serious injuries, such as fractures, spinal injuries, or traumatic brain injuries, often lead to significant medical bills and long-term consequences like lost wages or reduced earning capacity.
Why You Need a Lawyer: Insurance companies may undervalue your claim, especially when it involves long-term medical care or non-economic damages like pain and suffering. An experienced lawyer will:
Accurately calculate the full extent of your damages.
Work with medical and financial experts to assess future costs.
Ensure you seek maximum compensation for your injuries.
3. When the Insurance Company Offers a Low Settlement
Insurance companies are notorious for offering low initial settlements to minimize their payouts. These offers often don’t cover the full cost of your medical treatment, lost wages, or property damage.
Why You Need a Lawyer: A skilled attorney can:
Review the settlement offer to determine if it’s fair.
Negotiate with the insurance company to secure a higher payout.
Protect you from accepting a settlement that doesn’t meet your needs.
4. When Your Claim Is Denied
An insurance company may deny your claim for various reasons, including:
Alleging that your policy doesn’t cover the type of damage.
Claiming you didn’t report the accident on time.
Asserting that you were at fault for the accident.
Why You Need a Lawyer: An attorney can review the denial letter, determine whether the insurance company acted in bad faith, and file an appeal or take legal action to overturn the denial.
5. When You’re Facing Delayed Payments
Insurance companies are required to process claims within a reasonable timeframe. However, some insurers may delay payments to pressure you into accepting a lower settlement or giving up on your claim.
Why You Need a Lawyer: An attorney can push the insurance company to process your claim promptly and, if necessary, file a lawsuit for bad faith insurance practices.
6. When Dealing with Uninsured or Underinsured Motorists
If you’re in an accident with a driver who doesn’t have insurance or whose coverage is insufficient to cover your damages, you may need to turn to your own uninsured/underinsured motorist (UM/UIM) coverage.
Why You Need a Lawyer: Even when dealing with your own insurance company, disputes can arise over the value of your claim. A lawyer can help you:
Navigate the UM/UIM claim process.
Negotiate a fair settlement with your insurer.
Litigate if the insurer refuses to pay a valid claim.
7. When Multiple Parties Are Involved
In accidents involving multiple vehicles or other parties, determining fault and negotiating with multiple insurers can be complicated.
Why You Need a Lawyer: A lawyer can handle the complex coordination required in multi-party claims, ensuring that fault is properly apportioned and that you receive compensation from all responsible parties.
The Benefits of Hiring an Attorney for Your Car Insurance Claim
Hiring an attorney offers several advantages, especially in complicated claims:
Legal Expertise: Attorneys understand Missouri’s insurance laws and the tactics insurers use to minimize payouts. They can leverage this knowledge to your benefit.
Maximized Compensation: A lawyer will ensure that all your damages—economic and non-economic—are accounted for in your claim.
Negotiation Power: Insurance companies have skilled negotiators on their side. An attorney can level the playing field and negotiate effectively on your behalf.
Stress Reduction: Dealing with insurers while recovering from an accident can be overwhelming. A lawyer will handle all communications and legal work, allowing you to focus on healing.
Litigation Support: If your case goes to court, an experienced attorney will represent you, presenting evidence and arguments to secure a favorable outcome.
How The Hoffmann Law Firm, L.L.C. Can Help
At The Hoffmann Law Firm, L.L.C., we specialize in handling car accident cases and insurance claims in Missouri. With over 20 years of experience, we’ve helped countless clients navigate the claims process, negotiate fair settlements, and litigate when necessary. Here’s how we can assist you:
Free Case Evaluation: We’ll review your case at no cost and advise you on the best course of action.
Comprehensive Claim Management: From filing your claim to negotiating with insurers, we handle every step.
Aggressive Advocacy: We’re not afraid to take your case to court if that’s what it takes to secure the compensation you deserve.
Contact Us Today
While not every car insurance claim requires legal representation, hiring a lawyer can be crucial in complex or disputed cases. Whether you’re facing a denied claim, low settlement offer, or liability dispute, having an experienced attorney on your side ensures your rights are protected and that you receive the compensation you’re entitled to.
If you’re dealing with a car insurance claim in Missouri, don’t hesitate to contactThe Hoffmann Law Firm, L.L.C. for a free consultation. Let us help you navigate the claims process and fight for the justice you deserve.
Why Choose Us vs TV Lawyers?
Direct Attorney Access
Maximum Settlement Focus
Trial-Ready Cases
Paralegal Handling
Quick Settlement Push
Settlement-Only Focus
Free Consultation with a St. Louis Car Accident Lawyer
Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!
